| State | Calling Time Restrictions (Local Time at Called Person’s Location) | Exemptions | Notes | Regulatory Citations |
| Federal (FCC) | 8:00 AM to 9:00 PM | 1. Calls not for the purpose of encouraging the purchase or rental of, or investment in, property, goods, or services. 2. Calls with a person’s prior express invitation or permission. 3. Calls to any person with whom the caller has an established business relationship. 4. Business-to-business calls. 47 C.F.R. § 64.1200(f)(14) | None | 47 C.F.R. § 64.1200(c)(1)
47 C.F.R. § 64.1200(f)(14)
|
| Federal (FTC) | 8:00 AM to 9:00 PM | 1. Calls made by a customer or donor that are not the result of any solicitation.
2. Calls made by a customer or donor in response to an advertisement.
3. Calls made by a customer in response to a direct mail solicitation that clearly discloses all material information, but not solicitations regarding prize promotions.
4. Business-to-business calls, except the sale of nondurable office or cleaning supplies.
5. Calls made by banks, federal credit unions, and federal savings and loans.
6. Calls made by common carriers, e.g., long-distance telephone companies and airlines.
7. Calls made by companies engaged in the business of insurance that are regulated by state law.
8. Calls made with the prior consent of the recipient.
16 C.F.R. § 310.4(c), 16 C.F.R. § 310.6(b) | None | TSR - 16 C.F.R. § 310.6(b)
TSR - 16 C.F.R. § 310.4(c)
16 C.F.R. § 310.6(b)
|
| Alabama | 8:00 AM to 8:00 PM (Monday through Saturday). Calls prohibited on Sunday and on holidays.
State Holidays 2023:
New Year's Day (January 1), New Year’s Day (observed) (January 2), Martin Luther King, Jr.'s birthday / Robert E. Lee's birthday (January 16), George Washington's birthday / Thomas Jefferson's birthday (February 20), Mardi Gras (February 21 Baldwin and Mobile Counties only), Confederate Memorial Day (April 24), Memorial Day (May 29), Jefferson Davis's birthday (June 5), Independence Day (July 4), Labor Day (September 4), Columbus Day / Fraternal Day / American Indian Heritage Day (October 9), Veterans Day (observed) (November 10), Veterans Day (November 11), Thanksgiving Day (November 23), Christmas Day (December 25).
Ala. Code § 1-3-8(a). | Curfew only applies to telephone utilities, including local exchange companies, resellers, interexchange carriers, customer-owned coin-operated telephone service providers, and all providers of telecommunications service operating within the State under the jurisdiction of the Public Service Commission.
Al. Pub. Serv. Comm’n Rule T-1 | None | Al. Pub. Serv. Comm’n Rule T-17(B)(2)
Al. Pub. Serv. Comm’n Rule T-1
Ala. Code § 1-3-8(a)
Alabama 2023 Holidays
|
| Alaska | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Arizona | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Arkansas | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| California | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Colorado | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Connecticut | 9:00 AM to 8:00 PM | 1.Calls made or messages sent in response to a request or inquiry made by a resident consumer, including a call or message concerning an item that such resident consumer purchased from the telemarketer during the twelve-month period preceding such call or message.
2.Calls made or messages sent by a nonprofit organization to a consumer who is on a list of bona fide or active members of such nonprofit organization.
3.Calls made or messages sent that are limited to polling or soliciting votes or the expression of an idea or opinion.
4.Calls made or messages sent as part of a business-to-business contact.
5.Calls made or messages sent to a resident consumer who granted prior express written consent to receiving such call or message.
6.Calls made or messages sent primarily in connection with an existing debt or contract, payment or performance of which has not been completed at the time of such call or message.
7.Calls made or messages sent to an existing customer of a telemarketer unless such customer has expressed to the telemarketer the wish to no longer receive telephonic sales calls.
8.Calls made or messages for a religious, charitable, political or other noncommercial purpose.
Conn. Gen. Stat. § 42-284(18) | None | Conn. Gen. Stat. § 42-288a(c)
Conn. Gen. Stat. § 42-288a(a)(11)
|
| Delaware | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| District of Columbia | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Florida | 8:00 AM to 8:00 PM | - Calls that are not commercial telephone solicitations, defined as an unsolicited telephone call to a person initiated by a commercial telephone seller or salesperson, or an automated dialing machine for the purpose of inducing the person to purchase or invest in consumer goods or services,
- Other communication with a person where: a gift, award, or prize is offered; or a telephone call response is invited; and the salesperson intends to complete a sale or enter into an agreement to purchase or invest in consumer goods or services during the course of the telephone call, or
- Other communication with a person which represents a price, quality, or availability of consumer goods or services and which invites a response by telephone or which is followed by a call to the person by a salesperson.
| None | Fla. Stat. Ann. § 501.616(6)(A)
Fla. Stat. Ann. § 501.603(1)(a)
|
| Georgia | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Hawaii | 8:00 AM to 9:00 PM | 1. Calls made by a securities broker-dealer, salesperson, investment advisor, or investment advisor representative.
2. Calls made by financial institutions.
3. Calls made by a person or organization licensed or authorized insurance agent.
4. Calls made by an accredited college or university.
5. Calls made by a person who publishes a catalog of at least fifteen pages, four times a year, with a circulation of at least one hundred thousand.
6. Calls made for the sale of goods or services by telecommunications or landline or wireless video service providers.
7. Calls made by licensed real estate brokers.
8. Calls made by registered travel agencies.
9. Calls made by a person to a residence for the sole purpose of polling or soliciting the expression of ideas, opinions, or votes, or a person soliciting solely for a political or religious cause or purpose.
Haw. Rev. Stat. Ann. § 481P-5
10. Business-to-business calls.
Haw. Rev. Stat. Ann. § 481P-3(8)
| None | Haw. Rev. Stat. Ann. § 481P-3(8)
Haw. Rev. Stat. Ann. § 481P-5
|
| Idaho | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Illinois | 8:00 AM to 9:00 PM
9:00 AM to 9:00 PM (Monday through Saturday)
12:00 PM to 9:00 PM (Sunday) | 1. Calls made by registered dealers, registered investment advisers, or registered salespersons. 2. Calls by registered broker-dealers, registered representatives, or salespersons of a broker-dealer. 3. Calls by licensed insurance companies and their agents in relation to existing customers or policyholders, or employees of licensed agents.
815 Ill. Comp. Stat. 413/20(a), 413/23(a)
None | None
Only applies to persons who make or cause to be made unsolicited telephone calls with the intent to offer to sell securities. | 815 Ill. Comp. Stat. 413/20(a)
815 Ill. Comp. Stat. 413/23(a)
815 Ill. Comp. Stat. Ann. 413/15(a)
815 Ill. Comp. Stat. Ann. 5/8b
|
| Indiana | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | Ind. Code Ann. § 24-4.7-2-5
Ind. Code Ann. § 24-4.7-2-7.3
|
| Iowa | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Kansas | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Kentucky | 10:00 AM to 9:00 PM | 1. A call made in response to an express request by the person called, unless the request is made during a prior telephone solicitation. 2. A call made to the debtor or a party to the contract in connection with the payment or performance of an existing debt or contract, the payment or performance of which has not been completed. 3. A call made to any person with whom the telemarketer or merchant has a prior or existing business relationship, including but not limited to the solicitation of contracts for the maintenance or repair of items previously purchased from the person making the solicitation, or on whose behalf the solicitation is made.
4. Business-to-business calls.
Ky. Rev. Stat. Ann. § 367.46951(2) | None | Ky. Rev. Stat. Ann. § 367.46951(2)
Ky. Rev. Stat. Ann. § 367.46955(16)
|
| Louisiana | 8:00 AM to 8:00 PM (Monday through Saturday). Calls prohibited on Sunday and state holidays.*
Calls prohibited during state of emergency. La. Pub. Serv. Comm’n Gen. Order R-27021 § III(G)
*State holidays include and are observed on the following days in 2023: New Year's Day (January 1), New Year’s Day (observed) (January 2), Martin Luther King, Jr.'s birthday (January 16), Mardi Gras (February 21), Good Friday (April 7), Memorial Day (May 29), Independence Day (July 4), Labor Day (September 4), Election Day (November 7), Veterans Day (observed) (November 10), Veterans Day (November 11), Thanksgiving Day (November 23), Christmas Day (December 25). See email from Sandra Guy (Dec. 16, 2021).
*Additional holidays will be added as they are declared by the Governor. | 1. Calls made at the request of the subscriber. 2. Calls made for the collection of a lawful debt. 3. Calls made for payment for, service of, or warranty coverage for previously ordered or purchased goods or services or additional goods or services for existing customers or to remind the customer of a previously made appointment. 4. Calls made when a live operator introduces the message provided the call is immediately terminated if called party is not interested. 5. Calls made to any person with whom the caller has an established business relationship. 6. Calls made for the sale of financial services, security sales, or sales transacted by companies, or their wholly owned subsidiaries or agents, which are regulated by the Louisiana Public Service Commission.7. Calls made to notify or inform the public of an emergency. La. Rev. Stat. Ann. § 45:816
8. When the call is the result of a referral of the person called to the telephonic solicitor, or it is placed to an individual who is personally known to the telephonic solicitor, and the call is placed without completing or attempting to complete a sale, said sale to be completed only after a face-to face meeting. 9. Calls made for follow-up or periodic wellness care when the call is made to the client or patient by medical professionals.
La. Pub. Serv. Comm’n. Gen. Order R-29617 § (II)(I)(7)-(8)
1. Calls made at the request of the subscriber.
2. Calls made for the collection of a lawful debt.
3. Calls made for payment for, service of, or warranty coverage for previously ordered or purchased goods or services or additional goods or services for existing customers or to remind the customer of a previously made appointment.
4. Calls made when a live operator introduces the message provided the call is immediately terminated if called party is not interested.
5. Calls made to any person with whom the caller has an established business relationship.
6. Calls made to notify or inform the public of an emergency.
7. When the call is the result of a referral of the person called to the telephonic solicitor, or it is placed to an individual who is personally known to the telephonic solicitor, and the call is placed without completing or attempting to complete a sale, said sale to be completed only after a face-to face meeting.
8. Calls made for follow-up or periodic wellness care when the call is made to the client or patient by medical professionals.
La. Rev. Stat. Ann. § 45:816; La. Pub. Serv. Comm’n. Gen. Order R-29617 § (II)(I)(1)-(8) |
| La. Rev. Stat. Ann. § 45:811(2)
La. Rev. Stat. Ann. § 45:811(3)
La. Rev. Stat. Ann. § 45:816
LPSC Gen. Order R-29617 §(V)(A)(2)
LPSC Gen. Order R-29617 §(II)(I)(1)-(8)
LPSC Gen. Order R-27021 § III(G)
LA - 2022 State Holiday Restrictions
|
| Maine | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Maryland | 8:00 AM to 8:00 PM |
1. Calls not to sell, lease, or rent goods or services, attempt to sell, lease, or rent goods or services, offer or attempt to offer a gift or prize, conduct or attempt to conduct a poll, or request or attempt to request survey information, if the results of the survey will be used directly to solicit persons to purchase, lease, or rent goods or services.
Md. Public Utility Companies Code Ann. § 8-205(a)(1).
2. A telephone solicitation that is an isolated transaction and not performed in the course of a pattern of repeated transactions of a similar nature. 3. A noncommercial telephone solicitation for religious, charitable, political, or educational purposes where The person is soliciting for a nonprofit entity; and the entity is registered with the Secretary of State in accordance with Title 6 of the Business Regulation Article; and is exempt from taxation under § 501(c)(3), (4), or (6) of the Internal Revenue Code. 4. A business-to-business sale where the telephone solicitor has been lawfully operating continuously for at least 3 years under the same business name. 5. A person who solicits contracts for the maintenance or repair of goods previously purchased from the person making the solicitation or on whose behalf the solicitation is made. 6. A single telephone solicitation made to a customer or client in response to an inquiry or request from the customer or client. 7. A communication between a business and a customer that have an existing business contract or relationship with each other if the communication is initially intended for informational purposes only; and based on further inquiry from the customer, the communication becomes a telephone solicitation.
Md. Commercial Law Code Ann. § 14-4502(a)(1)-(2) | None | Md. Commercial Law Code Ann. § 14-4502(c)(1)
Md. Commercial Law Code Ann.§14-4502(a)
Md. PUC Code Ann. § 8-205(a)(1)
|
| Massachusetts | 8:00 AM to 8:00 PM | 1. Calls made in response to an express written or verbal request of the consumer called.
2. Calls made primarily in connection with an existing debt or contract, payment or performance of which has not been completed.
3. Calls made to an existing customer, with whom the caller has maintained an account or business relationship within the previous 24 months unless the customer has stated that he no longer wishes to receive calls from the telephone solicitor.
4. Calls made in which the sale of goods or services is not completed until after a face-to-face meeting.
5. Calls made to a consumer in response to a visit made by the consumer to an establishment selling, leasing, or exchanging consumer goods or services at a fixed location.
6. Business-to-business calls.
Mass. Gen. Laws ch. 159C § 1 | None. | Mass. Gen. Laws ch. 159C § 1
Mass. Gen. Laws ch. 159C § 3(ii)
|
| Michigan | 9:00 AM to 9:00 PM | 1. Calls that are not unsolicited commercial telephone calls, defined as a call made by a person or recording device, on behalf of a person, corporation, or other entity, soliciting business or contributions.
Mich. Comp. Laws Serv. § 750.540e(1)(f) | None | Mich. Comp. Laws Serv. § 750.540e(1)(f)
|
| Minnesota | 9:00 AM to 9:00 PM | 1. Calls made to any person with whom the caller has an established business relationship.
2. Calls made from school districts to students, parents, or employees.
3. Calls made advising employees of work schedules.
Minn. Stat. Ann. § 325E.27
4. Calls that are not unsolicited calls.
5. Business-to-business calls.
Minn. Stat. § 325E.26(4) | None | Minn. Stat. § 325E.30
Minn. Stat. § 325E.27
Minn. Stat. § 325E.26(4)
|
| Mississippi | 8:00 AM to 8:00 PM (Monday through Saturday). Calls prohibited on Sunday and legal holidays: State Holidays 2023: New Year's Day (January 1), New Year’s Day (observed) (January 2), Martin Luther King, Jr.'s birthday (January 16), Mardi Gras (February 21), Good Friday (April 7), Memorial Day (May 29), Independence Day (July 4), Labor Day (September 4), Election Day (November 7), Veterans Day (observed) (November 10), Veterans Day (November 11), Thanksgiving Day (November 23), Christmas Day (December 25). See email from Sandra Guy (Dec. 16, 2021).
*Additional holidays will be added as they are declared by the Governor.
8:00 AM to 9:00 PM (Monday through Saturday). Calls prohibited on Sunday. | - A person soliciting: Who does not make the major sales presentation during the telephone solicitation; Without the intent to complete or obtain provisional acceptance of a sale or the payment of some other item of value, pecuniary or otherwise, during the telephone solicitation; or Without the intent to complete, and who does not complete, the sales presentation during the telephone solicitation, but who completes the sales presentation at a later face-to-face meeting between the person soliciting and the prospective purchaser or consumer.
- A person who is a licensee under Chapter 35, Title 73, Mississippi Code of 1972, who is a resident of the State of Mississippi, and whose telephone solicitation is for the sole purpose of selling, exchanging, purchasing, renting, listing for sale or rent or leasing real estate in connection with his real estate license and not in conjunction with any other offer.
- A motor vehicle dealer as that term is defined in Section 63-17-55, who is a resident of the State of Mississippi and who maintains a current motor vehicle dealer’s license issued by the Mississippi Motor Vehicle Commission, whose telephone solicitation is for the sole purpose of selling, offering to sell, soliciting or advertising the sale of motor vehicles in connection with his motor vehicle dealer’s license and not in conjunction with any other offer.
- An agent as that term is defined in Section 83-17-1 whose telephone solicitation is for the sole purpose of soliciting, consulting, advising, or adjusting in the business of insurance.
- A broker-dealer, agent, or investment advisor registered under Chapter 71, Title 75, Mississippi Code of 1972, whose telephone solicitation is for the sole purpose of effecting or attempting to effect the purchase or sale of securities or has the purpose of providing or seeking to provide investment or financial advice.
- A person calling on behalf of a newspaper of general circulation, whose telephone solicitation is for the sole purpose of soliciting a subscription to the newspaper from, or soliciting the purchase of advertising by, the consumer.
- A person calling on behalf of any supervised financial institution or parent, subsidiary or affiliate thereof. As used in this section, “supervised financial institution” means any commercial bank, trust company, savings and loan association, mutual savings bank, credit union, industrial loan company, small loan company, consumer finance lender, commercial finance lender or insurer, provided that the institution has a physical office located in the State of Mississippi and is subject to supervision by an official or agency of the State of Mississippi or of the United States.
- A person calling on behalf of a funeral establishment licensed under Section 73-11-41, cemetery or monument dealer, if the sole purpose of the telephone solicitation relates to services provided by the funeral or death related establishments in the course of its ordinary business.
- Any telephone solicitor who solicits a consumer with whom he has an established business relationship.
Miss. Code Ann. § 77-3-711
- Calls made for isolated transactions.
- Calls made without intent to complete the sale until a later face-to-face meeting.
- Calls made from licensed investment, security or commodities brokers when soliciting within the scope of their license.
- Calls made for the sale of newspapers or magazines.
- Calls for the sale of memberships in book, video, or record clubs, or other similar plans.
- Calls made from supervised financial institutions.
- Calls from licensed insurance or real estate brokers when soliciting within the scope of their license.
- Calls made for the sale of cable television services.
- Calls from persons who solicit by qualified catalogs.
- Calls made for the sale of maintenance of goods previously purchased.
- Calls from telephone companies, public utilities, or licensed cellular telephone companies.
- Calls made from publicly-traded companies.
- Calls for the sale of telephone answering services to be provided by the solicitor.
- Calls made regarding transactions regulated by the Commodity Futures Trading Commission.
- Calls made for the sale of food or produce if the solicitation does not cost the purchaser in excess of $100.00.
- Calls made to consumers with an established business relationship.
- Calls made from persons who have been operating retail business establishment for at least one year under the same name as that used in connection with telemarketing and which sell a majority of their products or services at the seller’s retail establishment location.
- Calls made from telephone marketing service companies which provide telemarketing service under contract to sellers and have been operating continuously for at least five years under the same business name and which provide 75 % of their services to organizations exempt from this registration.
- Calls made in express request of person called.
- Calls made in connection with an existing debt, contact, payment or performance which has not been completed.
- Business-to-business calls.
Miss. Code Ann. §§ 77-3-609, 77-3-601(c) | None
None | Ch. 28(100)(12)(c)
Miss. Code Ann. § 77-3-603(a)
Miss. Code Ann. § 77-3-723(1)
Miss. Code Ann. § 77-3-601(c)
Miss. Code Ann. § 77-3-609
Miss. Code Ann. § 77-3-711
MS - 2022 State Holiday Restrictions
|
| Missouri | 8:00 AM to 9:00 PM | 1. Calls made without intent to complete the sale until a later face-to-face meeting. 2. Calls in which a sale is completed but a contract is forwarded to the consumer.
3. Calls initiated by a consumer that are not the result of any advertisement, are in response to an advertisement through any media which discloses the name of the seller except when a prize is offered, in response to direct mail solicitations that do not involve prize offers, or in response to a catalog mailing 4. Calls made with a consumer's prior express invitation or permission. 5. Calls made when there is an established business relationship. 6. Calls by or on behalf of any entity over which either a state or federal agency has regulatory authority. 7. Business-to-business calls except those involving the retail sale of nondurable office or cleaning supplies.
Mo. Rev. Stat. § 407.1085 | None | Mo. Rev. Stat. § 407.1076(5)
Mo. Rev. Stat. § 407.1085
|
| Montana | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Nebraska | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Nevada | 9:00 AM to 8:00 PM | 1. Business-to-business calls. | None | Nev. Rev. Stat. Ann. § 598.0918(3)
Nev. Rev. Stat. Ann. § 228.500
|
| New Hampshire | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| New Jersey | 8:00 AM to 9:00 PM | 1. Calls made in response to an express written request of the person called. 2. Calls made to an existing customer, which shall include the ability to collect on accounts and follow up on contractual obligations, unless the customer has stated to the telemarketer that the customer no longer desires to receive the calls of the telemarketer. 3. Business-to-business calls.
N.J. Rev. Stat. § 56:8-120 | None | N.J. Rev. Stat. § 56:8-120
N.J. Rev. Stat. § 56:8-128(e)
|
| New Mexico | 9:00 AM to 9:00 PM | 1. Calls made to a residential subscriber with that subscriber's prior express invitation or permission.
2. Calls made to any person with whom the caller has an established business relationship.
3. Calls made by a duly licensed real estate broker.
N.M. Stat. Ann. § 57-12-22(D)(4)
| None | N.M. Stat. Ann. § 57-12-22 (B)(5)
N.M. Stat. Ann. § 57-12-22(D)(4)
|
| New York | 8:00 AM to 9:00 PM
8:00 AM to 9:00 PM
Calls prohibited during state of emergency or disaster emergency. | 1. Calls made by a telemarketer, collection agency or attorney engaged in the practice of law for the exclusive purpose of collecting a legal debt owed.
2. Calls made in which the sale, lease or other agreement for goods or services is not completed until after a face-to-face sales presentation.
3. Calls made by a customer that are not the result of any solicitation by such telemarketer.
4. Business-to-business calls except calls involving the retail sale of nondurable office or cleaning supplies.
N.Y. Gen. Bus. Law § 399-pp(10)(b)
1. Calls made for the solicitation of sales through media other than by telephone calls.
2. Calls made to complete a transaction to which the customer has previously consented. 3. Business-to-business calls.
N.Y. Gen. Bus. Law § 399-z(1)(i), (1)(c)
1. Calls made in response to an express written or verbal request by the customer.
2. Calls made in connection with an established business relationship.3. Business-to-business calls.
N.Y. Gen. Bus. Law § 399-z(k), (1)(c) | None.
None
None | N.Y. Gen. Bus. Law § 399-pp(7)(d)
N.Y. Gen. Bus. Law § 399-pp(10)(b)
N.Y. Gen. Bus. Law § 399-z(1)(i)
N.Y. Gen. Bus. Law § 399-z(1)(c)
N.Y. Gen. Bus. Law §399-z(2)
N.Y. Gen. Bus. Law § 399-z(5-a)
N.Y. Gen. Bus. Law § 399-z(k)
|
| North Carolina | 8:00 AM to 9:00 PM | 1. Business-to-business calls. N.C. Gen. Stat. § 75-101(11) | None | N.C. Gen. Stat. § 75-102(f)
N.C. Gen. Stat. § 75-101(11)
|
| North Dakota | 8:00 AM to 9:00 PM | 1. Calls made to any subscriber with that subscriber's prior express written request, consent, invitation, or permission.
2. Calls made to any person with whom the caller has an established business relationship.
3. Calls made by the individual soliciting without the intent to complete, and who does not in fact complete, the sales presentation during the call, but who will complete the sales presentation at a later face-to-face meeting between the individual solicitor or person who makes the initial call and the prospective purchaser.
N.D. Cent. Code § 51-28-01(8)
4. Business-to-business calls.
N.D. Cent. Code § 51-28-01(6) | None | N.D. Cent. Code § 51-28-01(6)
N.D. Cent. Code § 51-28-01(8)
N.D. Cent. Code § 51-28-05
|
| Ohio | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Oklahoma | 8:00 AM to 8:00 PM | Okla. Stat. tit. 15, § 775C.5 contains 26 exemptions to Oklahoma’s calling time restriction. However, § 775C.5(13) exempts commercial telephone sellers, which are the entities that Oklahoma’s calling time restriction applies to in the first place. See Okla. Stat. tit. 15, § 775C.4(A)(1). Thus, because the statute exempts the only entities it applies to, we read Oklahoma’s calling time restriction as having no effect. | Effective November 1, 2022. | Okla. Stat. tit. 15, § 775C.4(A)(1)
Okla. Stat. tit. 15, § 775C.5
Okla. Stat. tit. 15, § 775C.5(13)
|
| Oregon | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Pennsylvania | 8:00 AM to 9:00 PM Calls prohibited on legal holidays. State holidays 2023: New Year’s Day (January 1), New Year’s Day (observed) (January 2), Martin Luther King Jr. Day (January 16), Presidents’ Day (February 20), Memorial Day (May 29), Juneteenth (June 19), Independence Day (July 4), Labor Day (September 4), Columbus Day (October 9), Veterans Day (observed) (November 10), Veterans Day (November 11), Thanksgiving Day (November 23), Christmas Day (December 25).
73 Pa. Stat. § 2245(a)(10), 44 Pa. Stat. § 11. | Exemptions for the legal holiday prohibition, only:
1. Calls made in response to an express request of the residential or wireless telephone consumer.
2. Calls made in reference to an existing debt, contract, payment, or performance.
3. Calls to persons with whom the telemarketer has an established business relationship within the past 12 months preceding the call.
73 Pa. Stat. § 2242 | None | 73 Pa. Stat. § 2242
73 Pa. Stat. § 2245(a)(1)
73 Pa. Stat. § 2245(a)(10)
2023 PA Holiday Restrictions
44 P.S. § 11
|
| Puerto Rico | 9:00 AM to 9:00 PM | 1. Business-to-business calls.
10 L.P.R.A. § 4033(5) | None | 10 L.P.R.A. § 4033(5)
|
| Rhode Island | 9:00 AM to 6:00 PM (Monday through Friday)
10:00 AM to 5:00 PM (Saturday)
Calls prohibited on Sunday and state and federal holidays*. *State holidays include and are observed on the following days in 2023:
New Year's Day (January 1), New Year’s Day (observed) (January 2), Martin Luther King, Jr.'s birthday (January 16), George Washington's birthday (February 20), Rhode Island Independence Day (May 4), Memorial Day (May 29), Independence Day (July 4), Victory Day (August 14), Labor Day (September 4), Columbus Day (October 9) , Veterans Day (November 11), Veterans Day (observed) (November 13), Thanksgiving Day (November 23), Christmas Day (December 25).
R.I. Gen. Laws § 25-1-1. | 1. Calls made with no representation that prospective purchaser will receive a prize/gift. 2. Calls made from sellers of qualified securities. 3. Calls made from licensed real estate broker or salesperson. 4. Calls made from a person licensed pursuant to business corporations when the transaction is governed by law. 5. Calls made for the sale of a registered franchise or are exempt from registration. 6. Calls made for the sale of newspapers, magazines, or contractual plans, including book and record clubs. 7. Calls made to any person with whom the caller has an established business relationship. 8. Calls made from supervised financial institutions. 9. Calls made for the sale of cable television services. 10. Calls made from a person whose business is regulated by the Public Utilities Commission. 11. Calls made from a person soliciting the sale of a farm product costing no more than $100.00 12. Calls made from publicly-traded companies. 13. Calls made for isolated transactions, calls pursuant to bona fide clearance sales, calls selling perishable merchandise sold to forestall loss, imperfect or damaged goods, final liquidations, sales to the state, or sales by a court-appointed fiduciary. 14. Calls made for the sale of telephone answering services to be provided by the solicitor. 15. Business-to-business calls. 16. Calls that are not unsolicited telephonic sales calls.
R.I. Gen. Laws §§ 5-61-2(8)(i)(B), (10), 5-61-3.6(a), 6-13-5 | | R.I. Gen. Laws § 5-61-2(8)(i)(B)
R.I. Gen. Laws § 5-61-2(9)
R.I. Gen. Laws § 5-61-3.6(a)
R.I. Gen. Laws § 6-13-5
R.I. Gen. Laws § 25-1-1
RI- 2023 State Holidays
|
| South Carolina | The federal standard serves the minimum curfew restriction. | Default to federal standard. | None | n/a |
| South Dakota | 9:00 AM to 9:00 PM (Monday through Saturday). Calls prohibited on Sunday. | 1. Calls made by merchants who operate an established business that has a fixed permanent location and who display or offer consumer goods or services for sale on a continuing basis and less than twenty-five percent of total new sales are made by unsolicited consumer telephone calls.
2. Calls to any person with whom the caller has an established business relationship. 3. When the consumer purchases goods or services pursuant to an examination of a television, radio, or print advertisement or a sample, brochure, catalog, or other mailing material of the telemarketer that contains the name, address, and telephone number of the telemarketer, a full description of the goods or services being sold along with a list of all prices or fees being requested, including any handling shipping, sales tax, or delivery charges, and any limitations or restrictions that apply to the offer. 4.Calls made to an express request of the person called. 5. Calls made in connection with existing debt, contract, payment or performance of which has not been completed. 6. Calls made by newspaper publisher or publisher’s agent. 7. Calls made for the purpose of establishing an appointment with a licensed insurance agent. 8. Business-to-business calls.
S.D. Codified Laws §§ 37-30A-1(4), (5), 37-30A-3(2), 37-30A-8 | None | S.D. Codified Laws § 37-30A-1(4)
S.D. Codified Laws § 37-30A-1(5)
S.D. Codified Laws § 37-30A-3(2)
S.D. Codified Laws § 37-30A-8
|
| Tennessee | 8:00 AM to 9:00 PM | 1. Calls made to a person with that person’s prior express permission. 2. Calls made to any person with whom the caller has an established business relationship . 3. Calls made on behalf of businesses as long as the call is made by an employee of the business, is not part of a telecommunications marketing plan, there is a reasonable belief the person called is considering making a purchase, the business does not engage in or sell telemarketing services, and the business does not make more than 3 such calls in one week. 4. Business-to-business calls.
Tenn. Code Ann. §§ 65-4-401(6)(B), 65-4-402 | None | Tenn. Code Ann. § 65-4-401(6)(B)
Tenn. Code Ann. § 65-4-402
|
| Texas | 9:00 AM to 9:00 PM (Monday through Saturday).
12:00 Noon to 9:00 PM (Sunday) | 1. Calls made in response to the express request of a consumer.
2. Calls made primarily in connection with an existing debt or contract for which payment or performance has not been completed.
3. Calls made to any person with whom the caller has an established business relationship.
4. Business-to-business calls.
Tex. Bus. & Com. Code Ann. §§ 301.001(4), 301.051(a) | None | Tex. Bus. & Com. Code Ann. § 301.001(4)
Tex. Bus. & Com. Code Ann. § 301.051(b)(2)
Tex. Bus. & Com. Code Ann. § 301.051(a)
|
| Utah | 8:00 AM to 9:00 PM (Monday through Saturday). Calls prohibited on Sunday and legal holidays. State Holidays in 2023: New Year's Day (January 1), New Year’s Day (observed) (January 2), Martin Luther King, Jr.'s birthday (January 16), Washington and Lincoln Day (February 20), Memorial Day (May 29), Independence Day (July 4), Pioneer Day (July 24), Labor Day (September 4), Columbus Day (October 9), Veterans Day (observed) (November 10), Veterans Day (November 11), Thanksgiving Day (November 23), Christmas Day (December 25).
Utah Code Ann. § 63G-1-301. | 1. Calls made when prior express consent has been obtained.
2. Calls made by a person who holds a license or registration under the Insurance Code.
3. Calls made by a person who holds a license or registration issued by the Division of Real Estate.
4. Calls made by a person who holds a license or registration issued by the Nat’l Ass’n of Securities Dealers.
5. Business-to-business calls.
Utah Code Ann. §§ 13-25a-103(3), 13-25a-111 | None | Utah Code Ann. § 13-25a-103(3)
Utah Code Ann. § 13-25a-111
Utah Code Ann. § 63G-1-301
|
| Vermont | The federal standard serves as the minimum curfew restriction. | Default to federal standard. | None | n/a |
| Virginia | 8:00 AM to 9:00 PM | 1. Calls made with prior express invitation or permission as evidenced by a signed, written agreement stating that the person agrees to be contacted by or on behalf of a specific party and including the telephone number to which the call may be placed.
2. Calls made to any person with whom the caller has an established business relationship.
3. Business-to-business calls.
Va. Code Ann. §§ 59.1-510, 59.1-511, 59.1-514(D) | None | Va. Code Ann. § 59.1-510
Va. Code Ann. § 59.1-511
Va. Code Ann. § 59.1-514(D)
|
| Washington | 8:00 AM to 8:00 PM | 1. Calls made for isolated transactions.
2. Calls made to persons who have previously purchased from the calling business.
3. Calls made without the intent to complete the sale until a later face-to-face meeting.
4. Calls made by sellers of securities.
5. Calls made by licensed real estate brokers.
6. Calls made by licensed contractors.
7. Calls made by insurance agents and brokers.
8. Calls made by sellers of franchises
9. Calls made for the sale of a newspaper, magazine, or periodical.
10. Calls made by supervised financial institutions.
11. Calls made for the sale of prearrangement funeral service contracts.
12. Calls made for the sale of cable television systems.
13. Calls made by business regulated by the utilities or transportation commission or the FCC.
14. Calls made for the sale of agricultural products.
15. Calls made by issuers of securities.
16. Calls made by commodity broker-dealers.
17. Business-to-business calls where the purchaser intends to resell or use the property or goods.
18. Calls made by licensed collection agencies.
19. Calls made for the sale of food intended for immediate delivery.
20. Calls made for the sale of food fish or shellfish.
Wash. Rev. Code Ann. § 19.158.020(3)
21. Calls that are not unsolicited telephone calls.
Wash. Rev. Code Ann. § 19.158.020(2)(a) | None | Wash. Rev. Code Ann. § 19.158.020(3)
Wash. Rev. Code Ann. § 19.158.040(2)
Wash. Rev. Code Ann. § 19.158.020(2)(a)
|
| West Virginia | 8:00 AM to 9:00 PM |
1. Calls made by securities broker-dealer, salesperson, investment advisor, or investment advisor representative or associated person.
2. Calls made by a person who does not make a major sales presentation and completes the sale at a later face-to-face meeting.
3. Calls made by a person who solicits sales by periodically publishing and delivering a catalog if the catalog meets certain specifications.
4. Business-to-business calls.
5. Calls made by a person who solicit contracts for the maintenance or repair of goods previously purchased.
6. Calls made regarding transactions regulated by the Commodity Futures Trading Commission.
7. Calls made from a supervised financial organization.
8. Calls made by a licensed insurance broker, agent, or customer representative.
9. Calls made for the sale of cable television systems.
10. Calls made by a telephone company or an affiliate or agent, or calls made by a provider of a commercial mobile service as defined in the Communications Act of 1934.
11. Calls made by a person who maintains a permanent business location under the exact name as used in telemarketing sales and which sell a majority of their products or services at the seller’s retail establishment location.
12. Calls made by an issuer of certain securities.
13. Calls for the sale of memberships in book, video, or record clubs, or other similar plans.
14. Calls made by a registered developer or a licensed real estate broker.
15. Calls for the sale of electric or natural gas energy or related goods or services.
16. Calls made for the sale of magazines or newspapers.
17. Calls made by a telemarketer, in good standing, who has been providing telemarketing sales services continuously for at least two years under the same name and ownership and which derives fifty percent of its gross telemarketing sales revenues from contracts with persons exempted from this part.
18. Calls made for the sale of food or produce if the solicitation does not cost the purchaser more than $100.00.
W. Va. Code §§ 46A-6F-203 - 46A-6F-220
19. Calls that are not unsolicited telephone calls.
W. Va. Code Ann. § 46A-6F-112(a)(1) | None | W. Va. Code Ann. § 46A-6F-112(a)(1)
W. Va. Code Ann. §§ 46A-6F-202 - 46A-6F-220
|
| Wisconsin | 8:00 AM to 9:00 PM | 1. Calls made with the prior consent of the consumer.
2. Business-to-business calls for investment opportunities, business opportunities and training courses.
3. Calls made by banks, savings banks, savings and loan associations, and credit unions.
4. Calls made by insurance companies.
5. Calls made by telecommunications carriers.
6. Calls made for the sale of real estate.
7. Calls made for pay-per-call services.
8. Calls made for the sale of newspaper subscriptions. 9. Business-to-business calls.
Wis. Admin. Code ATCP § 127.01(2), (3), (21), (22) | None | Wis. Admin. Code ATCP § 127.01(21)
Wis. Admin. Code ATCP § 127.01(22)
Wis. Admin. Code ATCP § 127.01(3)
Wis. Admin. Code ATCP § 127.16(3)
Wis. Admin. Code ATCP § 127.01(2)
|
| Wyoming | 8:00 AM to 8:00 PM | 1. Calls made in response to an express request of the person called.
2. Calls primarily in connection with an existing debt or contract, payment or performance of which has not been completed.
3. Calls made to any person with whom the caller has an established business relationship.
4. Calls made by a telephone solicitor or merchant making less than two hundred twenty-five (225) unsolicited calls per year. 5. Business-to-business calls.
Wyo. Stat. Ann. § 40-12-301(a)(ii), (a)(ix), (a)(xii) | None | Wyo. Stat. Ann. § 40-12-301(a)(xii)
Wyo. Stat. Ann. § 40-12-302(d)
Wyo. Stat. Ann. § 40-12-301(a)(ii)
Wyo. Stat. Ann. § 40-12-301(a)(ix)
|